CONSUMER BANKRUPTCY

	.WHAT HAPPENS TO A COMPANY IF IT BECOMES INSOLVENT?
	.WHAT IS INVOLUNTARY BANKRUPTCY?
	SHOULD I PETITION FOR BANKRUPTCY? HOW DO I KNOW WHEN I SHOULD DO  SO?
	.ARE THERE ALTERNATIVES TO BANKRUPTCY?
	.IN SIMPLE TERMS, WHAT IS INVOLVED IN THE BANKRUPTCY PROCESS?
	.PROCEDURE FOR INDIVIDUAL VOLUNTARY ARRANGEMENTS
	.WHICH IS THE BEST OPTION: BANKRUPTCY OR AN IVA?
	.WHAT IS A DISCHARGE IN BANKRUPTCY?
	.HOW ARE DEBTS CLASSIFIED IN BANKRUPTCY?
	.WHICH DEBTS ARE DISCHARGED IN BANKRUPTCY?
	.WHAT PROPERTY CAN I KEEP IN BANKRUPTCY?
	.WHAT PROPERTY WILL I LOSE IN BANKRUPTCY?
	.I HAVE NO PROPERTY OR ASSETS TO TURN OVER TO THE TRUSTEE. CAN I STILL  PETITIONS?
	.I HAVE A MORTGAGE CHARGE. WHAT IS A CHARGE AND DOES IT AFFECT MY  BANKRUPTCY  CASE?
	.MY LENDER IS FORECLOSING ON MY HOME WILL BANKRUPTCY OR AN IVA STOP  THIS  ACTION?
	.CAN I STILL RECEIVE A TAX REFUND AFTER FILING BANKRUPTCY?
	.I HAVE AN IVA AND I CANNOT MEET MY OBLIGATIONS. WHAT CAN I DO?
	.DOES MY BANKRUPTCY PROTECT MY CO-SIGNOR?
	.CAN I SWITCH TO A BANKRUPTCY AFTER AN IVA?
	.CAN I GO TO JAIL FOR PETITIONING FOR BANKRUPTCY?